• Supports all major credit card types.
  
• Authorize transactions either individually or batched.
  
• Transactions are edited as they are entered with immediate error feedback.
  
• Electronic draft capture support allows easy draft capture settlement regardless of the method used by the bank network.
  
• Supports additional sale information such as item descriptions, invoice number, and customer number.
  
• Address verification is supported.
  
• Works with magnetic stripe readers and small receipt printers.
  
• Displays totals for batches including outstanding counts, authorized counts, counts by card type, settlement and discounted totals.
  
• Create, delete, import, export and other transaction/batch management functions.
  
• Prints invoices and/or credit charge slips, transaction detail reports, and batch summaries.
  
• Many functions and setup may be password protected so unauthorized personnel cannot obtain access.
  

Additional benefits:

• The ability to maintain a customer database and order history.
• Can be setup for recurring billing.
• Able to handle multiple merchant account numbers. Great solution for call centers.
  

POS software is a good choice if you're a merchant who has custom products, inventory issues, or large ticket items that you don't want billed to the customers credit card in real-time. POS software purchase prices usually range from $150 to $800.

• ICVerify
• PCCharge
• PC Authorize
  

ICVERIFY

ICVERIFY is a software only solution and the leading PC credit card processing product. ICVERIFY is a significant enhancement to any Point-Of-Sale system.

Features:

• Point-and-click graphical interface
  
• Up to 9 years of electronic transaction storage, tracking, and retrieval
  
• Fast, simple setup wizard handles all of the details of your transaction environment
  
• Credit card authorization with draft capture
  
• Check guarantee, approval, verification and capture
  
• Allows for floor limit reporting
  
• Supports magnetic ink check readers (MIC) and three track magnetic stripe readers for the new driver licenses
  
• ATM (Automatic Teller Machine) debit card authorization and PIN pads
  
• Supports all major magnetic stripe readers and signature capture devices
  
• Consumes no extra counter space
  
• Supports over 80 transaction processing networks
  
• Scalable, as your business grows you can expand to multi-user and/or multi-merchant versions
  
• Standard Windows application programming interface (API) for ease of integration with 3rd party application with the use of developer kits
  
• Comprehensive on-line help, free 30 day end-user support plan and optional yearly support and upgrade plans
  
• Supports Windows networked printers for all reports and receipt printing
  
• Real/time or batch/recurring/off-line group processing
  
• Modem sharing for multiple users for quicker processing times
  
• Address verification
  
• Direct authorization for American Express and Discover Card ("VPIPI" compatible)
  
• Custom payment services (CPS) compliant
  
• Operates in answer/request files with the "pop-up" and screen grab modes
  
• Available in Windows single and multi-user, DOS single and multi-user (Novell), SCO Unix, developer and demo versions
  

PC Charge Pro is a proven, sophisticated computer software program that lets you process all major credit cards right on your own PC and automatically deposit the transaction amount into your existing bank account. It also helps reduce fraud losses, saves the merchant time and money, and provides powerful features and performance at the point-of-sale. Whether you are a retail or direct marketing brick-and-mortar store, mail-order/ telephone order or e-store business, PCCharge Pro is a cost effective solution that will work for you!

Features:

• Accepts all major credit cards
• Certified with the major credit card processors
• Split dial authorization available for Discover and American Express (available for selected processors)
• Meets up to date compliance standard for Visa and MasterCard
• Multiple payment types accepted: credit cards, debit cards, EBT, check verification, guarantee and check conversion!
• Purchasing card level II
• Customer Database with Recurring and Installment Billing allows you to schedule payment processing according to your specific business requirements
• Batch transaction processing
• Single or multi-user
• Unlimited merchant numbers
• Dial and IP connectivity using SSL
• Designed for stand-alone, client-server, or integrated solutions
• Client software supports card readers, PIN pads and check readers
• Robust and customizable reporting features

Fraud Protection Features:

• Exclusive Magnetic Strip Verification (MSV O) validates the magnetic account information, by matching the embossed account number
• CVV2 reduces chargebacks by as much as 26%, verifying that the card values on the front match those on the back of the card
• AVS (Address Verification Services) an important security device designed for mail order and telephone order merchants
• User level password protection provides controlled permissions at all levels
• Data file encryption option allows you to encrypt and protect the consumers credit card account numbers in the database
• Compliant with California Senate Bill 930, ensuring "secure" receipts
• eFraud, a service packaged within the software, provides the merchant with fraud risk ratings. (Additional fees are associated to eFraud transactions.)

PCCharge Express

PCCharge Express makes accepting credit cards, debit cards, gift cards, and checks easier then ever! Express offers all the features a small business needs for processing and managing their electronic payments. Top notch security and reporting functions make this credit card software a premium one-stop solution.

PCCharge Payment Server

PC Charge Payment Server is the electronic payment processing software designed specifically for integration into other business applications. Typical candidates for integration with active-Charge are Point-of-Sale systems, order entry systems, accounting systems, E-commerce web pages or any other business application where payment information is handled.

PC Authorize

Turn your PC into a profit center by accepting credit cards. This Windows-based software will authorize and process credit card transactions. The transaction history is stored indefinitely on your PC and may be reviewed, printed, exported, and manipulated. PC Authorize allows you to accept all major credit cards, and debit transactions.

PC Authorize-Hub

PC Authorize-Hub is a multi-user/multi-merchant server version of the Windows credit authorization application. Any application capable of utilizing DDE, Windows Sockets, or named pipes can authorize transactions through the Hub. All Windows Sockets compatible networks, TCP/IP, and other open protocols are supported. Therefore, networking with PC Authorize is platform independent.

The all-in-one solution for the small to medium sized merchant. MerchantLink will let you easily handle credit card or check transactions from your PC. It authorizes and deposits all card transactions types and verifies and prints check drafts.

Merchant Link Product Overview

• Intuitive Graphical Interface makes operation simple.
  
• Uses Microsoft's TAPI interface for easy modem configuration.
  
• Allows for direct TCP/IP connection to certain Visa/MasterCard processing centers, like NOVA Information Systems, so transactions can be submitted directly over the Internet from a PC.
  
• Clone or copy past transactions from transaction history files to save the time of re-entering customers information manually.
  
• Import transactions for batch processing of both credit cards and checks.
  
• Check drafting component allows merchants to print a bank draft using their customers checking account information.
  
• Find past transactions using multiple search criterias like merchant name, credit card number, order number plus many others.
  
• Multiple report features for easy reconciliation.
  
• Communications trace log records all information sent to and received from the processing center.